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AVAILABLE NOWAlt Investment Property Loan
One product.
Singular focus.
A fully amortising 30-year P&I facility that gives your entity the leverage to acquire income-producing cabin assets — cashflow today, equity tomorrow.
Facility Parameters
The terms, clearly stated.
| Parameter | Value | Notes |
|---|---|---|
| Cabin Purchase Price | As per contract | Cabin purchase price |
| Loan Amount | Up to 75% LVR | Maximum 75% of purchase price |
| Borrower Deposit | Minimum 25% | Paid directly to cabin vendor |
| Interest Rate | Rate on application | Variable · CPI-indexed · floor 12.00% p.a. |
| Default Rate | 24.00% p.a. | Compounding monthly |
| Loan Term | 30 years | Fully amortising P&I |
| Monthly P&I | Indicative on application | Based on loan amount and assessed rate tier |
| Loan Balance (Yr 30) | $0 | Fully repaid |
| Entity Types | Pty Ltd · Trust · SMSF | No individual lending |
| Guarantee Required | All directors / trustees | ILA certificate mandatory |
| Security | Leasehold charge + PPSR | Over cabin asset |
| Repayment | Rental intercept + DDR | Operator remits net rental to Woolong; DDR covers shortfall |
Rate on application
Your rate is variable, CPI-indexed, and assessed on your entity profile. Register to get your indicative tier — takes 2 minutes, no credit check.
Rental income flow at 66% occupancy
Gross rental ($350/night)$7,026/mo
Less: Management fee (20%)($1,405/mo)
Net remitted → Woolong trust$5,621/mo
Woolong pays site fee($1,167/mo)
Woolong applies to P&I($2,983/mo)
Woolong admin fee($484/mo)
Surplus remitted → Borrower$987/mo
Fee Schedule
Every fee, itemised.
Upfront Fees (Day 1)
Establishment fee2.20% of loan amount
Documentation fee$3,500
Due diligence fee$2,500
PPSR registration$600
Ongoing & Event Fees
Monthly administration fee$484/month
Dishonour fee$50 per event
Default administration fee$2,500 on default
Step-in fee$15,000 on enforcement
Early repayment fee2.20% + 3mo break + $385
Resale commission5% of gross sale price
Refurbishment make-good$15,000 flat