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Woolong Capital Pte Ltd · Corporate Lender
Capital for the 21st century investor

Wealth is being built
differently now.
Finance should be too.

The most significant wealth-building opportunities of this century don't look like the last one. New asset classes. New ownership structures. New ways of generating income from capital deployed intelligently. The entities that see this clearly — and act on it — are building the kind of portfolios that compound across generations.

Woolong Capital exists to put finance in place for that cohort — structured entities acquiring assets that major lenders haven't built products for. We provide capital, cleanly, for borrowers who already know what they're doing.

Why Woolong Exists

The gap between ambition and finance is still too wide.

Sophisticated investors and structured entities have always been able to see opportunity earlier than the institutions that finance them. The finance catches up — eventually. Woolong was built to close that gap now, not eventually. We underwrite the assets and structures that are generating wealth today, for the borrowers who are positioned to hold them for the long term.

Alt Investment Property Loan
● Available now

A 30-year fully amortising commercial loan for entities acquiring short-stay managed cabin assets. The cabin is leasehold — which is why no mainstream lender will touch it. Woolong is built specifically for this structure.

Up to 75% LVRAgainst the leasehold interest
Variable from 12.00% p.a. CPI-IndexedReviewed annually — rate on application
30-year P&I termFully amortising — no balloon
Entity borrowers onlyPty Ltd · Trust · SMSF via LRBA
COMING SOON
Register for Work from Home Loan
Registrations open

A 99-year commercial leasehold loan for companies purchasing homes built by Approved Builders. These are modular homes — factory-built to precision, delivered and installed on leasehold land, ready in a fraction of the time a conventional build takes. Not a residential mortgage — structured from scratch for a new kind of home and a new kind of ownership.

CPI + 2% p.a.~4.5% at current CPI · capped at 8%
$150,000 depositHalf what open market requires
99-year termFull tenure of the land lease
Company borrowers onlyMust hold documented commercial purpose
We only lend to entities. This is intentional.
Woolong does not lend to individuals. Every Woolong borrower is a company, trust, or SMSF — structured vehicles built to hold, protect, and pass on wealth. This keeps our structure clean, our compliance simple, and your asset protected.
Eligibility →
Worked Example

A $400,000 cabin investment

Clear. Transparent. Real numbers — so you can see exactly what your capital unlocks.

Deal Structure
Purchase price$400,000
Your deposit (25%)$110,000
Woolong loan (75% LVR)$290,000
Rate: Variable — CPI-indexed — floor 12.00% p.a. · Term: 30 years P&I · LVR: 75%
Monthly Cash Flow (indicative)
Gross rental income+$6,500
Operator management fee (20%)−$1,300
Net remitted to Woolong$5,200
P&I repayment−$2,983
Site fee−$1,167
Admin fee−$484
Surplus to borrower+$566
Woolong Upfront Costs (on $290,000 loan)
Establishment (2.20%)
$6,380
Documentation
$3,500
Due diligence
$2,500
PPSR registration
$600
Total Woolong fees$12,980
Deposit of $110,000 is paid directly to the cabin vendor — not to Woolong. Monthly admin $484/month applies post-settlement.
Process

From decision to ownership in 8 steps

We built this process to be as fast and frictionless as the opportunity itself. Entirely digital. No branch. No paper trail. Average time from application to funded: 10 business days.

STEP 01
Apply Online
Entity details, directors, upload trust deed or constitution.
STEP 02
Link Bank Account
Open banking (read-only) verifies income and serviceability instantly.
STEP 03
Risk Assessment
100-point model assigns your rate tier in minutes.
STEP 04
Sign via DocuSign
Loan Agreement, Guarantee Deeds, and all security documents.
Partners

Find the asset.
We'll fund the rest.

Browse available cabin investments through our partner. When you've found the one that moves you, come back and we'll unlock the capital to make it yours.

Our Investment Partner
Investment Partner

Our investment partner curates a portfolio of short-stay managed cabin destinations across Australia — each one selected for cashflow potential, occupancy profile, and long-term capital growth. Browse, choose your asset, then return and apply for your Woolong facility in minutes.

1. Choose a property
Browse available properties and select your cabin investment.
2. Apply for finance
Complete your entity application with Woolong in ~20 minutes.
3. Settle & earn
Loan advanced. Approved operator manages the property. Surplus remitted monthly.
Docusign eSignature
Basiq Open Banking
256-bit SSL Encryption
Your next move

The assets that change everything are waiting.

Understand your rate in 60 seconds. Then apply — and let your entity own the kind of asset that compounds across decades.