SMSF
Invest via your SMSF
Your superannuation fund is one of the most powerful wealth-building vehicles you'll ever control. The Alt Investment Property Loan puts real income-producing assets inside it — compounding, sheltered, and yours for the long run.
Limited Recourse Protection
In the event of default, Woolong's recourse is strictly limited to the cabin asset held by the bare trust. Woolong cannot pursue other assets within the SMSF or assets of the individual trustees personally.
Bare Trust Required
Your SMSF cannot hold the leasehold interest directly. A separate bare trust (holding trust) must be established. The bare trustee holds the asset on behalf of your SMSF trustee. Our SMSF partner prepares this.
ATO Arm's Length Rate
Woolong's 12% rate exceeds the ATO's current safe harbour benchmark for real property (~8.85%). Our SMSF specialist prepares arm's length evidence documentation demonstrating the rate reflects market terms for the asset type.
Trustee Resolution
Your SMSF trustee(s) must pass a formal resolution authorising the LRBA, the acquisition of the leasehold interest, and the execution of all documents. Our specialist provides a template resolution.
Sole Purpose Test
The investment must pass the sole purpose test — the asset must be held solely to provide retirement benefits. The leasehold tourism cabin is a commercial investment asset and does not provide personal benefit to members or related parties.
ILA Still Required
All individual trustees acting as personal guarantors must still obtain independent legal advice and provide a signed ILA certificate before execution.
SMSF Structure Overview
SMSF TrusteeAuthorises LRBA via trustee resolution
Bare TrusteeHolds leasehold interest on behalf of SMSF
Woolong Capital Pte LtdLends up to 75% LVR to SMSF trustee via LRBA
Approved OperatorCollects rental, deducts management fee, remits net to Woolong
Land OwnerGround Lease with bare trustee
Our SMSF Partner
[INSERT SMSF SPECIALIST FIRM] handles all LRBA structuring, bare trust deed preparation, and compliance documentation for Woolong applicants. Fixed fee quoted upfront.
Important
SMSF borrowing involves complex regulatory requirements. Woolong strongly recommends obtaining specific SMSF advice before proceeding. Our partner referral does not constitute financial advice.